A rolling 13-week cash forecast built bottom-up from receivables, payables, payroll and commitments, refreshed daily by agents, with every movement explained and every variance to actual traced to its driver.
Treasury collects files from every entity each week, and the forecast is stale before it is consolidated.
Customer payment timing is assumed from terms, not from how each customer actually pays.
Large payments, covenant headroom and funding gaps are seen late, when options are expensive.
Forecast versus actual is rarely reconciled, so the same errors repeat every cycle.
Daily position, 13-week forecast and scenarios share one set of cash drivers.
Consolidated bank balances by entity, bank and currency every morning, reconciled to the ledger.
Direct forecast built line by line from AR, AP, payroll, tax, capex and debt schedules, with customer-level receipt prediction.
Stress tests on collections, payments and FX, funding gap alerts and covenant headroom, with options for treasury.
A walkthrough of the agents at work: what they see, what they decide, and where people stay in control.
AITHENTIC demo · YouTube
Every agent follows the same five steps, so behaviour is predictable and every step leaves evidence.
Bank balances, open AR and AP, payroll, tax calendar, capex, loan schedules, POs and FX rates.
Predicts receipt and payment timing line by line and consolidates by entity, bank and currency.
Identifies funding gaps, idle cash and covenant pressure, and ranks the options to act.
Publishes the daily 13-week forecast, alerts treasury on thresholds and prepares funding scenarios.
Reconciles forecast to actual every day and improves each customer and vendor pattern.
No single agent both proposes and approves. Each one has a narrow job, its own tools and its own permissions.
Predicts collection timing per customer from payment behaviour, disputes and open items.
Schedules outflows from AP, payroll, tax, capex and debt service, including committed POs.
Consolidates bank balances and forecasts by entity and currency, and flags funding gaps.
Compares forecast to actual each day, explains the gap by driver and recalibrates.
Speed comes from autonomy. Trust comes from the three things around it. This is how each is designed into Agentic AI Cash Flow Forecasting.
Forecasting, consolidation and variance analysis run daily without prompting; moving money never does.
Cash policy, minimum balances, covenant limits and entity hierarchies are encoded and owned by treasury.
Every forecast line links to the invoice, payroll run or contract that created it, and every change is versioned.
Treasury sets thresholds and approves every funding action, and can override any line with a recorded reason.
Bands are agreed with the business before go-live and widened only on evidence from the pilot.
| Action | Autonomy | Accountable owner |
|---|---|---|
| Refresh and publish the 13-week forecast | Acts autonomously | Treasury manager |
| Alert on funding gaps and covenant headroom | Acts autonomously | Treasury manager |
| Explain forecast-to-actual variance | Acts autonomously | FP&A lead |
| Recommend payment timing or short-term placement | Recommends | Treasury manager |
| Draw on facilities or move funds between entities | Human approves | CFO |
| Hedging and financing decisions | Assists | CFO |
Success metrics are agreed before build and signed off with the client after the pilot.
| Metric | Target | How we measure |
|---|---|---|
| Forecast accuracy by week | Up vs baseline | Forecast vs actual closing balance |
| Forecast cycle time | Daily | Refresh timestamp vs weekly manual cycle |
| Idle cash | Down vs baseline | Average balance above policy minimum |
| Funding surprises | Fewer | Unplanned draws within 2 weeks |
Pilot results are company-reported and engagement-specific. Figures and names in decision records are illustrative.
Agentic process reengineering, one workflow at a time.
Map how the workflow really runs today, with owners, data lineage and the tacit rules.
Agree the business outcome, the baseline and the success metrics before build.
Redesign for agent-first execution: agents, tools, rules and autonomy bands.
Pilot inside your controls, train owners and move bands only on evidence.
Measure against the baseline and report the result the business signed off.
One governed platform for a 13 + 1 entity group.
View use case Order to cashAR & Credit Control AgentOrder to cash on SAP Business One, 24/7: credit checks, credit analysis, invoicing and statements handled by agents.
View use case Procure to payAP Invoice Verification AgentInvoices auto-approved against purchase orders and goods receipts, duplicates stopped before payment, and exceptions routed with the reason attached.
View use caseBook a working session with our team in Dubai, Riyadh or the UK. We will map the workflow, agree the metric and show the agent running on data like yours.